***Our successful crowdfunding campaign is closed*** 

https://www.sparkcrowdfunding.com/campaign/horsepay

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Join us on an Incredible Journey as we change the Equine Payments Industry Forever!!

HorsePay is the world's first online, equine trading platform, that gives Buyers and Sellers a warranty of up to 7 days. We provide the warranty by holding the money in escrow until all parties are satisfied. HorsePay is like Stripe for the equine industry! We’ve created a revolutionary payments protection solution that enables safe and secure trading between buyers and sellers.  


So what problem are we actually Solving?

There are multiple problems that are creating the perfect storm for a generational technology solution like HorsePay.


As we said, the perfect storm of problems and we have the perfect solution. People will say of us founders, they were in the right place, at the right time!!

What is the Solution and why does it work?

HorsePay is the solution and we've built the the world's first online, equine trading platform, that gives Buyers and Sellers a warranty of up to 7 days.

As mentioned earlier, we provide the warranty by holding the money in escrow until all parties are satisfied.


Now that you've read a little about the problem HorsePay is solving and the incredible solution that we have built. Our CEO Mike wanted to say hello.

Here is a message from our CEO Mike O'Flynn about our Crowdfunding Campaign Launched on Spark Crowdfunding on Monday October 12th. Click here to learn more about Spark CrowdFunding.

Mike gives details about our campaign, our goals and our future.

You can invest from as little as €100 on the Spark Crowdfunding Platform. "Investors are invited to subscribe for shares in the company and can contribute anything from €100 to €1 million". Click here to learn more HorsePay Crowdfunding Campaign hosted by Spark Crowdfunding

As an Investor on Spark:

As an investor, simply register as a member, answer our suitability questionnaire and then view the live campaigns that we have on our site. If you see a campaign into which you’d like to invest, simply press the “invest now” button and input the amount you feel you’d like to invest into the business. You will be asked to transfer the investment either by credit or debit card for amounts under €1,000 or by bank transfer for amounts above €1,000.


Questions and Answers Time:

We are sure you may still have some questions. Here are some of the consistent questions we get asked. If you would like to reach out to us please send an email to Michael@horsepay.ie or Shane@horsepay.ie. 

So some of the key Questions we get asked:

Why has no-one done this before now?

A reason we can see is that the market is quite old fashioned. It is a market that doesn’t have enough young people making efforts to modernise it, unlike in other markets, such as mobile phones or gaming for example.


How big is this problem that you are trying to solve?

Every single person that we interviewed or surveyed said they had been misled while trading equines. The issues we are addressing are massive, not only because they drastically reduce the value of a horse, but because the horses can also teach each other these bad habits.


Are there any data protection issues?

All of the legalities with regards data are completely looked after under Stripes T’s and C’s. Effectively, we outsource GDPR and financial regulatory issues. Please see below too.


How secure is the payment processing platform that you have built?

HorsePay payments are processed by Stripe, the world's largest and most secure payment technology company, valued at $36 Billion this year. Stripe is regulated as a bank in the EU and Trustap's partnership with Stripe ensures it complies with all AML, KYC and GDPR regulation. For more information see Stripes Services Agreement: https://stripe.com/ie/ssa

SPUKL (Stripe Payments U.K. Limited) is authorised as an electronic money institution by the U.K. Financial Conduct Authority (reference number: 900461) to issue electronic money, enable cash placement and cash withdrawal services on payment accounts, execute payment transactions, make money remittances, and acquire payment transactions (the “Authorised Payment Services”).

In addition to this, Stripe has been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, Stripe & HorsePay both make use of best-in-class security tools and practices to maintain the highest level of security possible. PCI is the regulation on the subject of processing card payments and storing card details.


Why don’t equine sellers use existing platforms like eBay that already have an online listing, electronic payments, and buyer protection?

HorsePay is a sector specific payments solution designed for the equine industry. The warranty specifics HorsePay provides cannot be done on generic payment platforms such as PayPal.

 Firms like Way2Pay and Farmpay.co.uk have blazed a trail in sector specific payment solutions. This is the way the payments industry is evolving, whereby companies like HorsePay specialise in discreet markets. In other online spaces, there exists specific sectoral platforms such as AirBnB for rental, or Uber for taxis 

https://www.sparkcrowdfunding.com/campaign/horsepay